Biblically Responsible Investing
Investing in a Way That Reflects Your Values
For many investors, financial decisions aren't separate from their faith. How money is earned, managed, invested, and ultimately used can be an important expression of personal values and stewardship.
At Allgood Financial, we offer Biblically Responsible Investing (BRI) for clients who want their investment strategy to reflect their Christian values while continuing to pursue their long-term financial goals.
Matthew Allgood holds the Certified Kingdom Advisor® (CKA®) designation and works with clients who want to incorporate biblical principles into their financial and investment decisions.
What Is Biblically Responsible Investing?
Biblically Responsible Investing is an approach to investing that considers both financial objectives and Christian values when evaluating investments.
Depending on the approach, that may involve screening out companies whose products, services, or business practices conflict with certain biblical values, seeking investments that more closely align with those values, or combining both strategies.
The objective is to build an investment strategy that reflects what matters to you without losing sight of diversification, risk, timeframe, and your broader financial goals.
Faith-Based Investing as Part of Your Financial Plan
Choosing investments that reflect your values is only one part of a sound financial strategy. Your portfolio still needs to account for your goals, timeframe, financial circumstances, and tolerance for investment risk.
We help clients consider faith-based investment preferences within the context of their overall financial plan rather than treating values-based investing as a separate decision.
That may involve retirement planning, investment management, charitable giving, legacy considerations, risk management, and other financial decisions that are important to you and your family.
Working With a Certified Kingdom Advisor®
A Certified Kingdom Advisor® is a financial professional who has completed specialized training focused on integrating biblical principles with financial knowledge and guidance.
Matthew Allgood, CKA®, brings that perspective to clients who want their faith to play a meaningful role in how they approach money, investing, stewardship, generosity, and long-term financial decisions.
Matthew's CKA® designation is specific to him. Other members of the Allgood Financial team support clients in their respective roles but do not currently hold the CKA® designation.
Building a Portfolio With Purpose
There are investment managers and strategies specifically designed for investors who want to apply biblical criteria to their portfolios.
For clients who choose this approach, we can evaluate professional money managers that demonstrate a commitment to Biblically Responsible Investing and consider how different strategies may work together across a diversified portfolio.
The goal isn't simply to avoid certain investments. It's to thoughtfully incorporate your values into an investment strategy designed around your financial objectives.
Can Faith and Investment Goals Work Together?
Choosing a faith-based investment approach doesn't mean financial considerations disappear. Investment quality, diversification, risk, cost, timeframe, and long-term objectives still matter.
We believe clients who want to invest according to biblical values should be able to evaluate strategies that consider both their convictions and their financial goals.
As with any investment strategy, returns aren't guaranteed, and different approaches involve different risks and tradeoffs. We help clients understand those considerations before deciding how Biblically Responsible Investing may fit into their portfolios.
A Stewardship-Based Approach to Wealth
Biblically responsible financial planning can extend beyond the investments you own. For some clients, it also influences how they think about generosity, legacy, family, spending, saving, and the purpose of the resources entrusted to them.
For clients who want that perspective incorporated into their financial lives, Matthew can help explore how their financial decisions may better reflect both their long-term goals and their faith.
Biblically Responsible Investing in Nashville and Middle Tennessee
Allgood Financial works with individuals and families throughout Nashville and surrounding Middle Tennessee communities who want to explore Biblically Responsible Investing and faith-based financial planning.
Whether you're already investing according to Christian values or are beginning to consider how your portfolio could better reflect your beliefs, we can help you understand the available approaches and how they may fit into your broader financial plan.
Contact Allgood Financial to schedule an introductory conversation about Biblically Responsible Investing and faith-based financial planning.
How We Work
What is Biblically Responsible Investing?
Biblically Responsible Investing, sometimes referred to as BRI, is an approach to investing that seeks to align investment decisions with values and principles found in the Bible.
That may involve screening out companies whose products or services conflict with certain biblical values, seeking companies or investment strategies that more closely reflect those values, or using a combination of both approaches.
Can I invest without supporting companies that conflict with my Christian values?
There are investment managers and strategies designed specifically for investors who want to incorporate biblical values into their portfolios.
The appropriate strategy will still depend on factors such as your financial goals, risk tolerance, timeframe, diversification needs, and costs, but faith-based criteria can be included as part of the investment selection process.
Can faith-based investing still pursue competitive returns?
Faith-based investing can still be approached with the same attention to diversification, risk, cost, and long-term financial objectives as other investment strategies.
There are professional money managers that specialize in Biblically Responsible Investing while seeking competitive investment results, although no investment approach can guarantee a particular level of return.
How do you evaluate investments through a biblical lens?
For clients who want to use a Biblically Responsible Investing approach, we can evaluate professional money managers that have demonstrated a commitment to applying biblical criteria to investment decisions.
Those managers can then be considered alongside factors such as diversification, asset allocation, risk, cost, and the client's overall financial objectives when constructing a portfolio.
Biblically Responsible Investing (BRI) investing has certain risks based on the fact that the criteria excludes securities of certain issuers for non-financial reasons and, therefore, investors may forgo some market opportunities and the universe of investments available will be smaller