Matthew Allgood, CFP®
Financial Planning With Experience and Perspective
CERTIFIED FINANCIAL PLANNER™ Professional Serving Nashville and Middle Tennessee
Financial decisions can become complicated quickly, especially when you're trying to balance today's priorities with goals that may be years or decades away.
Matthew Allgood is a CERTIFIED FINANCIAL PLANNER™ professional (CFP®) who helps individuals and families understand how the different pieces of their financial lives work together and make informed decisions about what comes next.
At Allgood Financial, Matthew's approach starts with understanding you: what you have today, what you're working toward, what matters most to you, and the financial questions that are keeping you from feeling confident about your next step.
What Does It Mean to Work With Matthew?
Matthew believes financial planning should provide more than investment recommendations. It should help you answer the questions that affect your financial life.
Are you saving enough? Can you afford to retire when you'd like? Should you pay down debt or invest more? How much risk should you be taking? How do college expenses fit alongside retirement? What happens to your plan if life doesn't go exactly as expected?
Those answers are different for every person.
Matthew considers your goals, current resources, expected income, timeframe, tolerance for investment risk, tax considerations, and the financial risks that could affect your plans. From there, he helps identify actionable steps designed to improve the likelihood of reaching the goals that matter to you.
Why Work With a CFP® Professional?
The CFP® certification represents extensive training in financial planning and a commitment to professional standards.
For Matthew, comprehensive planning means looking at your financial life as a whole rather than addressing each decision in isolation.
Depending on your circumstances, that can involve retirement planning, investments, cash flow, education planning, insurance and risk management, tax planning strategies, estate planning considerations, and other financial decisions that may affect your long-term goals.
Matthew is the CERTIFIED FINANCIAL PLANNER™ professional at Allgood Financial. Other members of the Allgood Financial team support clients in their respective roles but do not hold the CFP® certification.
When Should You Consider Working With a Financial Planner?
You don't have to wait for a certain age or account balance to start planning. Matthew believes the sooner you begin making intentional financial decisions, the better.
People often seek his guidance when facing a major life event or financial decision, including:
- Getting married or divorced
- Having a child
- Changing jobs or careers
- Buying or selling a home
- Preparing to pay for college
- Approaching retirement
- Losing a spouse
- Receiving an inheritance or other financial windfall
Sometimes there isn't a major event at all. You may simply be asking yourself, “Am I on track?”
That's a question a financial plan can help answer.
What to Expect From Your First Conversation
The first meeting isn't about walking in with all the answers. It's an opportunity for you and Matthew to determine whether working together makes sense.
You'll talk about where you are today, the goals you'd like to accomplish, and the financial resources you expect to have available over time.
Matthew will also explain what financial planning with Allgood Financial looks like, what it costs, and what you could expect if you choose to move forward.
Serving Nashville and Middle Tennessee
Matthew works with individuals and families throughout Greater Nashville and surrounding Middle Tennessee communities, including:
- Belle Meade
- Bellevue
- Berry Hill
- Brentwood
- Clarksville
- Crieve Hall
- Fairview
- Forest Hills
- Franklin
- Gallatin
- Green Hills
- Hendersonville
- Lebanon
- Mount Juliet
- Murfreesboro
- Oak Hills
- Smyrna
- Spring Hill
Looking for a financial planner who can help you understand where you stand and what steps to consider next? Contact Allgood Financial to schedule an introductory conversation with Matthew.
Frequently Asked Questions
What does a CFP® professional do?
A CFP® professional can help you evaluate the different financial decisions that affect your life and understand how those decisions work together.
For Matthew, that can include setting and quantifying financial goals, cash-flow planning, investments, determining how much to save, preparing for retirement, considering tax implications, and planning for risks such as disability, long-term care expenses, or the premature death of a family member.
When should I hire a financial advisor?
Matthew's perspective is simple: the sooner you begin making thoughtful financial decisions, the better.
Financial guidance can become particularly valuable when you're facing a significant life event or aren't sure how a decision could affect your long-term financial picture. You don't need to wait until retirement is approaching to benefit from having a plan.
How do I know if I need a financial plan?
If you're wondering whether you're prepared or on track for an important goal, that's a good reason to consider financial planning.
A plan may also help if you're unsure what it will take to accomplish a goal, want to understand the implications of a financial decision, are evaluating employer benefits or other options, or simply don't feel comfortable making an important financial choice on your own.
What happens during the first meeting with Matthew Allgood?
You'll start by talking about where you are today and where you'd like to go. Matthew will ask about your current financial resources, the goals you're trying to accomplish, and the resources you expect to have available over time.
You'll also discuss the financial planning process and its cost. The purpose of that initial conversation is ultimately to determine whether working together is a good fit.