What It Means to Be a Certified Kingdom Advisor®
Early in the year, financial conversations tend to revolve around taxes, market updates, and planning for the months ahead. It is easy for financial planning to feel technical during this time of year. Numbers, charts, and projections tend to take center stage. But for many individuals and families, money decisions are about more than performance alone. They are connected to purpose, stewardship, and the desire to make choices that reflect deeply held beliefs.
After attending the Kingdom Advisors Redeeming Money Conference this February, I found myself reflecting on a question clients often ask. What does it actually mean to be a Certified Kingdom Advisor®? And more importantly, how does that shape the way I work with the families I serve?
At its core, being a Certified Kingdom Advisor® means bringing together professional financial guidance and biblical wisdom. It is about helping clients align their financial lives with their faith, their values, and the life they are trying to build.
What Is a Certified Kingdom Advisor®?
A Certified Kingdom Advisor® is a financial professional who has completed specialized training focused on applying biblical principles to financial planning and investment decisions. The designation reflects a commitment to professional excellence while also recognizing that faith plays an important role in how many people approach money.
For me, this approach is personal. I grew up as the fifth child of a small-town Southern preacher, where faith was simply part of everyday life. Decisions were not separated into spiritual and practical categories. Faith influenced how people treated one another, how challenges were approached, and how resources were managed. That perspective stayed with me as I entered the financial profession.
Over time, through my education at Vanderbilt University and Northwestern’s Kellogg School of Management and through years of working with clients, I came to appreciate how often financial decisions carry emotional and spiritual weight. Money is rarely just about money. It is about security, family, generosity, and legacy. The CKA® designation reflects my commitment to helping clients think through those decisions with both technical expertise and biblical perspective.
Faith and Financial Planning: Why It Matters
Many of the people I work with are approaching retirement or already in it. At that stage, financial planning often becomes less about accumulation and more about alignment. The questions begin to change.
Clients start asking how much is enough. They wonder how to use what they have built wisely. They think more seriously about the kind of legacy they want to leave and how their financial decisions reflect their beliefs.
These are not purely financial questions. They are life questions.
A Kingdom Advisor approach does not replace traditional financial planning. Investment management, retirement income planning, tax awareness, and risk management are still essential. What changes is the lens through which those decisions are viewed. Stewardship, generosity, and long-term impact become part of the conversation alongside performance and planning.
Biblically Responsible Investing: Aligning Investments with Values
One area where this approach often becomes most visible is through biblically responsible investing.
For some clients, it is important that their investments reflect their values as much as their goals. Biblically responsible investing allows portfolios to be structured in a way that seeks to avoid companies or industries that conflict with biblical teachings while supporting businesses that emphasize integrity, ethical practices, and positive impact.
This is not about abandoning sound investment principles. It is about bringing consistency between what someone believes and how their money is invested. At Allgood Financial, we work with experienced money managers who specialize in this area so that clients who choose this path can pursue their financial goals while remaining comfortable with how their investments are positioned.
For many families, this brings a sense of clarity. They feel confident knowing their portfolio reflects both financial priorities and personal convictions.
A Stewardship Mindset
At the heart of the Kingdom Advisor philosophy is stewardship. Stewardship recognizes that financial resources are not simply owned but entrusted to us. That idea often changes the way people think about wealth.
Instead of focusing only on accumulation, the conversation expands to include responsibility and purpose. Clients begin to think about how their resources can support family, serve others, and make a meaningful difference over time.
For retirees especially, this shift can be meaningful. After decades of saving and working, the focus naturally moves from building wealth to using it wisely. Sound planning still matters, but stewardship brings intention to the decisions being made.
What Being a Kingdom Advisor Means for My Clients
For my clients, being a Certified Kingdom Advisor® does not mean a different kind of financial plan. It means a different kind of conversation.
It means financial decisions are made with both wisdom and perspective. It means considering not only where you want to go financially, but why those goals matter in the first place. And it means having a planning process that respects both professional expertise and personal faith.
At Allgood Financial, the goal is to walk alongside clients as they seek alignment between faith, finances, and life goals. Because financial planning, at its best, is not just about building wealth. It is about using what you have been given wisely.
